A slow client month can leave a freelancer short before the next invoice...

https://www.bookmark-tango.win/freelancers-can-use-a-rolex-to-fill-a-cash-gap-not-sell-it-a-lender-checks

A slow client month can leave a freelancer short before the next invoice clears. Using a Rolex as collateral may bridge the gap: a lender can advance up to 30% of its value, helping cover essentials without selling a watch you plan to keep.