How to Improve Your Credit for a VA Loan
https://smart-wiki.win/index.php/How_to_Improve_Your_Credit_for_a_VA_Loan
To qualify for a VA loan, you need a credit score of at least 620—the higher, the better rates. Start by pulling your credit reports from AnnualCreditReport.com and disputing any errors. Pay down credit card balances to under 30% of your limit, and never miss a payment. Avoid opening new accounts in the months before applying. Adding a secured card or becoming an authorized user on a responsible person's account can also help. Small, steady steps over six months make a real difference.