credit score after debt relief 6
https://thecreditscoreneededloansource.huicopper.com/understanding-the-credit-score-needed-for-loan-approval
After settling a debt through relief programs, your credit score might initially dip because the account often shows as settled rather than paid in full, which lenders view as a negative. However, over time with consistent, on-time payments on other accounts and keeping credit utilization low, you can rebuild your score, though the full recovery may take a year or two.