Small businesses can shop for coverage by working with a licensed broker,...

https://www.tradersdna.com/the-best-ways-to-find-small-business-health-insurance-outside-the-marketplace-exchange/

Small businesses can shop for coverage by working with a licensed broker, contacting insurers directly, or comparing small-group plans. If a traditional group plan isn’t a fit, an HRA may let the business reimburse employees for individual coverage